November 24, 2008

 

Focusing on fiscal responsibility

Local redemption centers receive grants

New report offers vision for rebuilding Iowa

A round-up of pro-consumer measures

 

 


Focusing on fiscal responsibility

 

I met recently with the Iowa’s Director of Corrections to discuss the budget and other issues of interest. This next session will demand tough budgeting decisions. Just as Iowans are tightening their belts a couple of notches, the state will need to do the same and more.

 

I believe education, health care, economic growth, renewable energy and public safety will remain priorities, but some programs may not see funding at levels they’d expect in good economic times.

 

I will be meeting soon with my Senate colleagues to discuss the next legislative session. I am getting a few bills ready to go for 2009, including one for a tax credit for volunteer emergency providers.  I’ll keep you posted on our progress and priorities, as we prepare to return to the Statehouse in January. 

 

Happy Thanksgiving!  And thank you again for electing me to serve another 4-year term.

 

 

Local redemption centers receive grants

 

Last session, the Legislature allocated $1 million to provide grants to can and bottle redemption centers, which are struggling to keep their doors, open amid increasing costs.

 

The grants were recently awarded through the Iowa DNR and will help redemption centers improve their facilities and services to the public.  Here are the local recipients:

 

* Dyersville Redemption Center: $12,482.56

* Can Do Redemption Center          Manchester: 3,540.50

* Advancement Services of Jones County in Monticello: $13,485

* Center Redemption in Dubuque: $12,720

 

Redemption centers provide a basic service to Iowans and are vital to the success of the state’s bottle bill by promoting recycling, preventing litter and conserving energy.  I will continue to look for ways to achieve these important goals.

 

 

New report offers vision for rebuilding Iowa

 

On November 17, the bipartisan Rebuild Iowa Advisory Commission submitted its 120-day report to Governor Culver. 

 

The report provides 12 recommendations for the long-term recovery and rebuilding of Iowa communities: 

 

  1. Provide individual services and guidance
  2. Make housing a priority
  3. Provide incentives for Iowa’s struggling small businesses, micro-enterprises, and non-profits
  4. Invest in infrastructure
  5. Create sustainable funding options for local and state rebuilding efforts
  6. Invest in local emergency management agencies for the central coordination function and work in all areas of emergency management
  7. Enact policies to make communities sustainable, while protecting Iowa’s quality of life and cultural heritage
  8. Lead and support integrated, regional recovery planning
  9. Enact policies that address floodplain and watershed management
  10. Complete floodplain mapping for the entire state
  11. Formalize the Rebuild Iowa Office and recovery responsibilities
  12. Lead communications efforts to educate Iowans on recovery and planning for future potential disasters

 

It will be up to the Legislature to address these issues, and we intend to give careful consideration to all of the Commission’s recommendations by establishing a new standing committee dedicated to rebuilding a safer, stronger and smarter Iowa.

 

The complete report is available at www.rio.iowa.gov/assets/RIO_120_DAY_REPORT.pdf.

 

 

A round-up of pro-consumer measures 

 

This year the Legislature took several steps to make life easier for Iowa consumers.

 

Dealing with insurance issues can be difficult and frustrating.  That’s why we established a new state agency to help consumers. The new Consumer Advocate within the Iowa Insurance Division has a single, focused mission: protecting Iowa consumers and resolving problems.

 

This one-stop shop offers assistance on all types of insurance issues, including health, life, long-term care and property insurance.  Advocates answer questions and work with you to resolve problems with insurance providers.  If legal action is appropriate, cases are referred to the Iowa Attorney General.

 

By tracking consumers’ complaints and questions, officials will recognize problems early on and take action to solve them.  For more information or to file a complaint, call the Iowa Insurance Division toll-free at 877-955-1212 or go online to www.iid.state.ia.us.

 

A “security freeze” may help you prevent identity theft and strengthen your financial security.  Such a freeze prevents potential creditors and other third parties from accessing your credit report without your approval.

 

Requesting a freeze is free to Iowans who have been victims of identity theft. All others must pay $10 to each of the three major credit-reporting agencies.  The freeze stays in place until you ask that it be lifted. 

 

For more details on obtaining a security freeze, visit the Iowa Attorney General’s Web site at http://xurl.jp/7ob. 

 

New measures target scam artists who prey Iowa families facing home foreclosure.    Foreclosure consultants offer to stop or delay foreclosures for a fee.  Because of past abuses, this industry is now under state regulation and consultants are banned from accepting fees or payments until all services are performed.  They also are prohibited from trying to stop borrowers from accessing consumer help, such as a lending institution, financial service or government agency. 

 

In addition, the new law limits how much foreclosure consultants can charge a homeowner, prohibits them from accepting third-party payment for services unless disclosed to the homeowner, and forbids persuading an owner to enter into a contract not in compliance with the new requirements.

 

The State also established the Iowa Mortgage Help Hotline at toll-free 877-622-4866.  When calling, you should be prepared to provide full financial information, which will be kept confidential, so the Hotline can help you find the best solution to your mortgage problems.  To learn more, go to www.IowaMortgageHelp.com.

 

 

 

 

 

This is a legislative update from Senator Tom Hancock.  For newsletters, photos and further information, go to www.iowasenatedemocrats.org/hancock.     

 

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